Bizcover Discounts

BizCover Discounts

Exclusively negotiated discounts for members of our directories and social media links.

partner transperant

As well as:

  • Professional Indemnity; and
  • Public Liability

Policies, 

Did you know, Bizcover

also provides policies (seperately) for: 

  • Contents
  • Theft
  • Statutory Liability
  • Electronic Equipment
  • Cyber Insurance
  • Management Liability
  • Tax Audit Insurance
  • Employment Practices Liability
  • Business Interruption
  • Employee Dishonesty

Choose extra covers when applying

Code of Conduct

Who needs to follow the Code of Conduct?

The NDIS Code of Conduct must be followed by:

  • Registered NDIS providers, their key personnel and NDIS workers
  • Unregistered NDIS providers, their key personnel and NDIS workers
  • Providers delivering information, linkages, and capacity building (ILC) activities
  • Providers delivering Commonwealth Continuity of Support Programme services for people over the age of 65. ,
NDIS Commission employees need to follow the NDIS Code of Conduct as well as the Australian Public Service Code of Conduct.

NDIS Code of Conduct for Providers:

Paragraph 39

NDIS providers should ensure they assign appropriate workers, who have the required competence, to deliver the supports and services to meet the needs of people with disability. They should also ensure adequate policies and operational procedures, resourcing, and appropriate supervision for workers are in place to ensure supports and services are delivered in a safe and competent manner. Providers are also required to hold appropriate insurance.

NDIS Code of Conduct for Providers: Hold appropriate insurance

Paragraph 50

NDIS providers should have professional liability insurance that is appropriate to the size of the organisation and the supports and services it provides, as well as the environment in which they provide services. NDIS providers should seek professional advice as to the type and amount of insurance that is necessary.

Why do  Disability Workers need Public Liability and Professional Indemnity Insurance?

Part of your role as a disability support worker, is to provide care that gives your clients the opportunity to experience a more satisfying and fulfilling lifestyle. You may be helping them perform daily activities, such as shopping, community activities or enjoying their hobby. Your clients put their trust in your specialist services and professional advice, relying on you to help them live their best lives.

Having Professional Indemnity and Public Liability insurance as a disability support worker is vital important to provide protection for you while you help your clients. Whether you a sole trader, contractor or carer possibly as part of the National Disability Insurance Scheme (NDIS), you could be exposed to risks which may result in a Professional Indemnity or Public Liability claim against you.

Professional Indemnity

An important form of insurance that is designed to respond to claims against your business for losses incurred by a client as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity claims could be caused by your negligence, errors or omission in the provision of your professional support service such as a failure to follow emergency procedures.

Your Professional Indemnity insurance will cover matters such as:

  • An award or settlement of compensation payable to a third party; and
  • Defence costs (such as legal fees, investigation costs, expert fees)

Professional Indemnity insurance 

is a ‘claims made’ type of insurance, meaning your current Professional Indemnity policy will only respond to claims made against you in the policy period, even if those claims concern your past work. Should you decide to stop working as a Disability Support Worker, there is an option to include what is commonly referred to as ‘run-off cover’. This type of insurance is designed to provide protection from professional negligence claims even after you have stopped working.

It is important to note that the policies offered through BizCover, do not provide cover for procedures that would require a medical or nursing qualification.

 

Public Liability Insurance

Every day you work closely with your clients and members of the public, making Public Liability insurance an important type of insurance for disability support workers. Public Liability insurance is designed to provide protection for you and your Disability Services business in the event a patient, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

A public liability claim could arise from forgetting to clean a spill on the floor, causing someone to slip and injure themselves or damaging your client’s property while it is in your care.

 
 
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Disclosure:  

To keep member prices as low as possible, Shuffles Directories maintains a tasteful and subject-relevant advertising policy, which may be in return for payment, or on a commission basis.

This project is a participant-led venture, with qualitative and community-minded goals as its driving force.

The costs in providing this directory services are not zero, and in an attempt to keep costs managable, and listings free for sole traders, we have chosen to adopt a passive costs recovery model. 

In doing so, we only promote products and services that we believe will be beneficial to our members and visitors (both providers, their employees, and participants), and our recommendations are always based on our honest assessment of the products or services. In most cases, discounts or benefits have been negotiated in favour of the end user.

Any commissions received will help support our website and  allows us to continue to provide valuable content and resources to our users. 

 

Thank you for your support!

 

Bizcover Discounts
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