Professional Indemnity
An important form of insurance that is designed to respond to claims against your business for losses incurred by a client as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity claims could be caused by your negligence, errors or omission in the provision of your professional support service such as a failure to follow emergency procedures.
Your Professional Indemnity insurance will cover matters such as:
- An award or settlement of compensation payable to a third party; and
- Defence costs (such as legal fees, investigation costs, expert fees)
Professional Indemnity insurance
is a ‘claims made’ type of insurance, meaning your current Professional Indemnity policy will only respond to claims made against you in the policy period, even if those claims concern your past work. Should you decide to stop working as a Disability Support Worker, there is an option to include what is commonly referred to as ‘run-off cover’. This type of insurance is designed to provide protection from professional negligence claims even after you have stopped working.
It is important to note that the policies offered through BizCover, do not provide cover for procedures that would require a medical or nursing qualification.





